He is already linked with a move out of Indonesian Super Liga with Thai Premier League club Chonburi interested in the 29-year-old.
One can only hope the former Stags forward do not let emotion get the better of him in his next move thus he should choose a financial-stable club like Baihakki Khaizan and Fahrudin Mustafic etc as it could be his last financially-secured move.
The move to Arema Malang must have been an eye-opener for him - in term of experience - but the price he paid - in term of financial - is too high considering his age.
Let look at what he might have paid
- Reportedly on 8k-9k per month at Tampines Rovers but took a paycut of around 1k-2k as Arema Malang could not match it. Based on lower figure, he lost $12K
- However, up to 1/3 of his salary was reportedly paid in IOU which I can say is unrecoverable as Arema Malang is believed to be sitting on a pile of unpaid salaries. Based on the lower $6k monthly salary, he could have lost around $24K
- In addition, unpaid bonuses, which I will put at $10k min for accounting purpose (which is not high considering S-league Champions pay first team regulars up to $20k-$30k)
- There is also CPF which Noh miss out on. Based on the employer 15% levy - It mean he is out of pocket another $8100 and taking into account the 2.5% interest on ordinary account only, he could have lost a five-figure sum when he withdraw the sum in 25 years time. This will be put at $14k
- After the employer levy come the employee amount with it being 20%, it amount to $10800 and taking into account the 2.5% interest on ordinary account as well, the amount will be around $17k
- In all, Noh could have lost $77 k min in extra earning.